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I am also in a network of a very unique experienced group of retired Federal and Law Enforcement agents with combined experience of over 100 years.    I am very confident that I can solve any problem or legal issue that may have. My experience and diversity will provide you with over 100 years of combined experience.

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Auto Accidents
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YOU HAD A CAR ACCIDENT.

Your neck hurts, you can't work, your life is in turmoil...and there's an insurance adjuster on the phone, trying to get you to agree to the tiny amount they want to pay you! 

What do you do?  Where can you turn for help?  How can you get fairly compensated for your injuries without turning over a third, or more, of your car accident settlement to a lawyer? 

Retired insurance executive Dan Baldyga shows you how to save hundreds or even thousands of dollars on your car accident insurance claim.   "Here's a place to get some answers amidst all the chaos."

Dan Baldyga was the National Claims Manager for one the nation's largest car insurance companies.   

Dan knows what auto insurance companies look for and what they will agree to pay -- because he was the one who directed the car accident settlements!

The site contains a wealth of valuable, free information.   For even more information order Dan's latest book, Auto Accident Personal Injury Insurance Claim (How To Evaluate and Settle Your Claim). 

Auto Accidents impact nearly everyone in the United States each year.  With 6.2 million motor vehicle accidents just last year and 2.2 million of those accidents resulting in injury, there's a good chance that you or someone you know will either be involved in an accident, know someone involved in an accident, or be a witness to an accident this year.  More importantly, motor vehicle accidents in the U.S. result in close to 40,000 deaths each year.  For Americans aged 4 to 34, motor vehicle accidents are consistently the number one cause of death.

Given the serious consequences of all automobile and other motor vehicle accidents and injuries, InjuryBoard has gathered the following information to help you and your family stay safe and protect yourselves from the physical, emotional, and financial struggles that may result.  With this information, you will be able to make better choices when on the road and know what steps to take in the event of a collision. To help you stay safe and learn more, the information in this Help Center is broken down into the following five easy-to-understand articles:

In each of these articles you will find expert analysis, key strategies, and bottom line advice to help you navigate through the challenging and often confusing process from the scene of the accident all the way to a successful resolution of all the issues that come from even a simple accident.   By reading and putting this information into practice you will be well on your way to keeping your family safe while making the best possible decisions in situations when an accident or injury has already occurred.

  • Determine the Extent of Damage or Injuries

    Try to stay calm. Panic can make others panic and the situation worse. There needs to be a calm person to determine the extent of damage and to determine if there are any injuries that need immediate medical attention.

  • File a Car Accident Report with the Police

    Even in a minor accident it is important to make sure there is a legal accident report. Do not leave the scene until the police file a full report.

  • Discuss the Car Accident Only with the Police

    With everyone all shook up it can be hard not to talk about what just happened, but that can also lead to you not thinking clearly and accurately about what happened. It is important to limit your discussion of the accident and not to admit any fault or liability. You should talk about the accident with the police and your insurance agent only.

  • Get the Facts

    This is the part most people know to do, but often forget to after the accident for one reason or another. It is important to get names, address, and phone numbers of everyone involved in the accident. A description of the car and license plate number can also be helpful, but make sure you also get their insurance company and the vehicle identification number of their car. Don't just assume the license plate number will do because most insurance companies only record the type of car and the vehicle identification number, not the license plate number.

  • Call you Insurance Agent

    Call your agent or insurance company's 800-number immediately, even at the scene with the police if possible. Sometimes the police officer can give your insurance company more accurate information rather than information you may not be recording properly because you are upset by the accident. This can save you a lot of time later waiting for your claim to be processed.

 

Although car accidents are more prevalent in the winter months, what you need to do after an accident never changes. Obviously it is hard to think clearly after a car accident so it is important to know before you get into an accident what to do first and what questions may need answered. This checklist will help you know what to do after a car accident. It is best to review it now and then print it out and keep a copy with you in your car.

A free personal injury lawyer referral and a free injury legal consultation is offered by Orlando free service, Complete Accident Help.

If you have been involved in an accident where you were injured as a result of someone else's negligence, you will definitely need to talk to a personal injury attorney. You will need to know your rights as an accident victim in the state of Florida. You will need someone with experience and expertise on your side to protect your interests and fight for your justice. Under Florida Law, you may be entitled to money for your accident injuries and you will need an injury attorney that specializes in getting compensation for those injured in accidents through no fault of their own.

Besides getting money for accident injuries, their are many other problems that you may face as an accident victim, that you may need an accident lawyer for. You may have questions like, "Who will pay for my medical bills?" or "How can I recover my lost wages from the time i'm missing from work because of my injury?" In the case of a car accident you may feel like you were not at-fault and should not have been issued a ticket by the police officer.You may need an accident lawyer to fight your car accident ticket. You may experience problems or disputes with the insurance company regarding property damage repair or replacement.

In the case of a truck accident, an accident attorney can help you determine who, the truck driver, the trucking company, or the equipment manufacturer, is liable for compensating you for your injuries.

In the case of a work accident, an attorney can make sure that you continue to receive medical benefits from the workers compensation insurance carrier and protect your from employer retalliation.

You may want to get more information and be educated on the benefits and down falls of signing a contract with a Cash Advance Company that advances you money on your injury settlement at high interest rates.

The bottom line is that when you are injured in an accident, you will need to fight for justice and you will need a good personal injury lawyer to help you get it.

The accident attorneys that work with Complete Accident Help offer free legal consultations for Florida accident victims. They will talk to you in their offices, over the phone, at your home, or even at the hospital. The personal injury lawyers we work with will represent you in your fight for justice without collecting any money from you up front and will guarantee you that if you don't get paid for your injuries, they won't get paid for their service. Don't delay your recovery, call Complete Accident Help at 866-96-Complete to get a free personal injury referral and start the fight for justice now!

Before calling Complete Accident Help or hiring a personal injury lawyer for your Florida Accident Injury Case, you should take some time to understand exactly what your rights are. With this knowledge, you will be able to understand what responsibilities your lawyer has to you and your Florida accident injury case. Remember that this is your case and you are the boss. You are hiring a personal injury attorney to represent and advise you based on his legal expertise and experience. Your rights when hiring a Florida personal injury lawyer are as follows:

1.) Most personal injury lawyers work for you based on a contigency contract in which you pay nothing up front in most cases. Your lawyer deducts his fees from the monies he recovers for you at the end of your accident claim. Your contract with your lawyer is like any other contract in that you can negotiate the fee that the lawyer charges you to recover money for your accident injury. Most Florida Personal Injury Lawyers charge 33 and 1/3 percent as a general rule, but you can bargain with your lawyer for a lower rate. If you can't agree with him or her on the fee, you can just start talking to other lawyers.

2.) If it turns out that you are not happy with your injury lawyer and the way he/she is handling your injury claim, you can fire him or her with 3 days notice. Be careful though, because depending on when in the process you decide to do this, you may still have to pay the lawyer's costs or even a fee for work he or she has done on your behalf. Now if your lawyer decides to stop representing you for any reason, he or she also has to give you written notice.

3.) You have the right to know about your injury attorney's education, experience, and expertise when it comes to handling Florida accident cases like yours. After all this is the person that will be representing you in your attempt to recover money for your injuries and you want to make sure they know what they are doing.

4.) You have the right to know if your personal injury lawyer plans on getting help from or working with other attorneys on your case. You are the boss and you have the right to know how the fee arrangement between the attorneys will work and make sure that each new attorney working your case signs the original contract you had with your original lawyer.

5.) If your lawyer plans on referring your accident case or working with other attorneys on your accident case, he or she needs to let you know about this from the very beginning. If your lawyer takes your case and later decides to refer it out or work with other lawyers, you have the right to sign a new contract that would include the new lawyers. You have the right to talk to any attorney working on your case. Every lawyer working on your personal injury case has to act in your best interest and has an individual responsibility to make sure that every other lawyer working on your accident case acts in your best interest.

6) You have the right to know how your lawyer's fees and costs will be calculated once your personal injury claim is done. If your lawyer asks that you make a deposit for his costs, then you have the right to know where and how much of this money will be spent on your accident case. Your lawyer should be able to estimate what necessary costs you may incur. If your lawyer spends money on your case, you have a right to keep track of the monies spent on your behalf. You have the right to decide how much you want your lawyer to spend on your behalf. You also have the right to know if your lawyer plans on charging you separately for costs or including everything in his fee.

7) You have a right to be informed by your attorney of the consequences of losing you personal injury case. You may still have to pay your lawyer's costs or even have to pay the fees and cost of the attorneys on the other side.

8) You have the right to see and sign off on a final statement of your account once your accident case ends. You don't have to pay anyone, including your lawyer, until you sign off and accept a final statement. This final statement should include the total amount recovered for you, all your expenses, and a detailed breakdown of what you are paying your lawyer. You have the right to have every lawyer that worked on your case sign this final statement.

9) You have the right to contact your lawyer for updates throughout the progression of your case and he or she is responsible for informing you to the best of their ability.

10) Remember, this is your accident case, and you have the right to make all final decisions regarding any settlement of your case before, during, or after a trial. You have the right to get the advice of your lawyer but you have the final decision when it comes to resolving your case.

11) Finally, if you have a problem with your Florida accident attorney at any time during your personal injury or accident case, you can call the Florida Bar @ 904-561-5600.

Once you have read and understand these important rights, then you can call Complete Accident Help at 1-866-96-Complete (866-962-6675) and we will do our very best to put you in touch with a Florida Personal Injury Lawyer, that will best represent you and your individual Florida Accident Injury Claim.

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GET A FREE RENTAL CAR NOW 1-877-999-7715 24/7 IF YOU HAVE BEEN INVOLVED IN A CAR ACCIDENT YOU ARE ENTITLED TO A FREE RENTAL CAR... CALL NOW 24/7 1-877-999-7715; PLEASE CALL NOW WHILE SUPPLIES LAST! 

 

Remember when people rented cars mainly for the purpose of vacation transportation? These days, things have changed. The car rental industry has grown by leaps and bounds; the most current estimates available (for 2008) put annual car rental revenue at a whopping $21.9 billion. Airport rentals have historically been the main revenue driver, but that segment has remained virtually flat over the past decade and a half; the industry's growth is due almost entirely to the explosion of the "home-city" rental market — renting from a neighborhood location.

Those renting from neighborhood locations do so for a host of reasons. Some need an extra-large truck for that move across town. Some need a comfy hauler for a cross-country family road trip or a weekend of furniture shopping. And others crave a glamorous high-end cruiser for a fun-filled night out.

Whether you're an airport renter or a home-city renter, we've got a list of tips designed to help make your car-rental experience as pain-free as possible for your bank account.

  1. Surf the Net. As is the case with many purchases, you'll usually find the best rates on the Internet. Shop around. Buying online will afford you the luxury of seeing what rates look like on any vehicle your heart desires, without the inconvenience of having a salesperson breathing down your neck. Also, many companies offer special discounts to people who rent online. Rates will obviously vary from company to company, depending on vehicle availability, location and other factors. But rates aren't the only variable to consider. Consider hours of operation, for example; some companies may close earlier on weekends. Depending on your schedule, this might be a crucial issue for you.

  2. Go weekend. Rates are typically cheaper on weekends. At one company we surveyed, you could rent a subcompact on a weekday for $64.99. When we opted for a weekend rental, the figure plummeted to a far more reasonable $22.99. If you've got some flexibility with your rental arrangements, opt for weekend rental. Your pocketbook will be eternally grateful.

  3. Weekly does it. Weekend rates are great, but weekly rates are usually the best of all. At one company we surveyed, a subcompact went for a weekday rate of $56.99. That same car could be rented on a weekly basis for just $252.99, a savings of more than 30 percent if you used the vehicle for all seven days, and more than 10 percent if you returned it after five days. If you plan on using the vehicle for five days or more, choose the weekly rate.

  4. Think twice about insurance. When renting a car, you'll be offered a collision damage waiver (CDW) and a loss damage waiver (LDW). The first covers you in the event of a collision, while the second covers any loss to the rental company. Both kinds of coverage are a good idea, but not if they duplicate coverage already included in your own insurance policy. Most insurance policies offer liability coverage to protect you if you injure someone in an accident; some also cover rental-car damage via comprehensive and collision coverage. Check your policy or call your insurance agent to verify coverage before signing up for a vehicle. If you're renting the car with a credit card, your card provider may pay for vehicle damages associated with an accident. Check with your card company ahead of time to make sure.

    There's one caveat. The collision damage waiver covers "loss of use," the charge levied by the rental car company to cover its lost income when the vehicle is out of service. In most states, auto insurance policies don't cover this loss, so if you have an accident, you may wind up having to pay this charge out of your own pocket. The states in which loss of use is covered in car insurance policies are: Alaska, Connecticut, Louisiana, Minnesota, New York, North Dakota, Rhode Island and Texas. Unless you live in one of these states, the waiver may be a good idea.

  5. Book early. It's not just a cliché; the early bird really does get the worm, and he usually gets it much cheaper than everyone else. Rates depend on how many vehicles the company has on the lot at the time the rental is made, so sooner is better. Reserve your car at least a week in advance.

  6. Think twice about prepaid gas. Typically, renters have two choices when it comes to fuel: You can pay for a full tank of gas in advance and bring the vehicle back empty (or less than full), or you can opt to refuel it yourself just before returning it. Rental car companies suggest that paying in advance will add convenience and that the low rates offered will save you money. Well, they're right on the first part but wrong on the second. Paying in advance is an added convenience; if you want to save yourself the hassle of a trip to the gas station or avoid a last-minute rush when you're trying to make a plane, pay away. But unless you plan on using the entire tank of gas, prepaying will cause you to pay for more fuel than you've actually consumed. From a financial standpoint, prepaying is a bad idea unless you're absolutely certain that you'll use the full tank.

  7. Be careful of upgrades to larger vehicles. Sometimes, rental car companies will offer free upgrades to larger vehicles. They do this mainly because compacts tend to be in high demand. This sort of upgrade may seem like a great deal for you, the renter. If having a larger vehicle will genuinely enhance your rental experience, then take the upgrade. But if you have no real need for the extra space, it's cheaper to decline. Larger vehicles burn more gas, so that "free" upgrade isn't really free — you'll wind up paying for it at the pump.

  8. Steer clear of airport pickups. Picking up a rental car at the airport can be more expensive due to taxes and fees. Try looking at nearby neighborhood locations to save money. A recent Travelocity study showed that renting at an airport costs more than 11.5 percent more on average than renting at a neighborhood location. Texas airports were the chief offenders, but airports in states like Arizona, Ohio, Maryland, Missouri and New Mexico also cost renters more in taxes and fees.

  9. Got kids? Seat 'em yourself. If you're traveling with a little one, you can save yourself some coin by bringing your own child safety seat. One rental company we surveyed charged almost $10 per day for child safety seat rental. Obviously, this can tack a significant amount onto your car rental expenses, so if you're able to, bring your own child safety seat. If you're renting a minivan, though, know that some rental minivans include integrated child safety seats at no extra cost.

  10. Join the club. Many of the larger companies offer club membership in which members pay a yearly fee in exchange for certain perks and privileges. These clubs can save you money with benefits like free rental days and airline miles, but you'll likely only see savings if you're a frequent renter. If you fall into this category and use rental vehicles more than occasionally, go clubbing. 

 

 

 

 

 

 

 

 

 

PRINT THESE INSTRUCTIONS OUT AND PLACE IN YOUR GLOVE BOX  WITH YOUR
REGISTRATION AND PROOF OF INSURANCE. INFORM ALL PREPAID LEGAL FAMILY
MEMBERS OF THESE PROCEDURES AND TO CARRY THEIR MEMBERSHIP  AND LEGAL
SHIELD CARDS IN THEIR WALLET WITH THEIR DRIVER'S LICENSE AT ALL TIMES.

1.                  Pull your car over, out of the way of other
vehicles, and stop.  Put on your hazard lights or light a flare until
the police arrive, those in need of medical attention receive it and
you are able to get the other driver's information.

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